A mortgage is a loan provided by a financial institution that enables you to purchase a property while paying over an agreed period, typically in monthly installments.

Nestas Homes partners with reputable financial institutions to support clients in securing mortgage financing. Once you select a property, we guide you through the documentation and connect you with a partner bank for loan processing.

A minimum down payment of 20%–30% of the property value is required The exact percentage depends on the bank’s policy and your financial capacity.

We collaborate with leading financial institutions, including Access Bank Ghana, Republic Bank and  FNB  However we work with other banks of your choice that provide mortgage facility

Typical requirements include but not limited

• Valid ID (Passport, Ghana Card, or Driver’s License)
• Proof of income (Pay slips or business records)
• Bank statements:
  • For Salary worker (usually 6–12 months)
  • For self-employed (usually 12 to 24 Months)
• Employment or business verification letter
• Credit Bureau report
• Completed Mortgage application forms
• Sales Purchase Agreement (Client and Real Estate Company)

Mortgage approval timelines vary but typically range from 2 to 6 weeks, depending on the bank and completeness of documentation.

Yes. Self-employed applicants can qualify, provided they submit sufficient proof of income, business registration documents, and bank statements. (Refer to question 5. for details)

Mortgage repayment periods typically range from 5 to 15 years, depending on the applicant’s age, income, and the bank’s terms.

Yes, early repayment is generally allowed by the Bank However, some banks may apply an early repayment fee. It is advisable to confirm the terms with your lender.

In certain cases, Nestas Homes may offer flexible arrangements or structured payment plans to help clients meet their obligations, subject to internal policies and approval.

With consultation with the bank,

• You may be required to pay between 20%- 30% to Nestas Homes
• With Remaining amount financed and pay in tranches by the bank to Nestas Homes

Yes. Mortgage options are available for diaspora clients, subject to meeting the bank’s requirements and providing verifiable income sources.

Mortgage payments may be made in Ghana Cedis or US Dollars, depending on the financing arrangement and bank policy.

Yes. These depend on banks

You can begin by contacting our sales team, selecting your preferred property, and we will guide you on your financial profile and take you through the mortgage application process.

Nestas Homes offers a range of luxury homes ranging from Studio Apartment to

4 bedrooms with prices starting from GHC550,000.

• Studio and One bedroom apartment are fully furnished.
• 2 bedrooms to 4 bedrooms apartment are semi furnished.

Nestas Homes provides a range of luxurious amenities which includes but not limited to:

• Swimming pools and Children playing ground
• Basketball Court
• Fully-equipped gyms
• 24/7 security and concierge services
• Cafeteria
• Eco friendly environment (Solar Panel, airy enclave, planted trees)
• High Speed Wifi
• Overhead polytank

Yes, we currently have some of the projects at various stages of completion which are available for customization options to fit your ideal preference. The customization comes in the form of

• choice of interior finishes and fixtures
• customization of floor plans and layouts

This customization comes at a marginal cost for category such as premium and platinum

Nestas Homes provides 24/7 security services, including:

• Manned security gates
• CCTV cameras throughout the development
• 24 Hour Security Surveillance

Nestas Homes is located in a prime location in Tema Community 26 in Ghana, currently the most sought after with easy access to major highways and amenities. It is 35 minutes drive from Kotoka International Airport

Currently our prices are the most affordable within the Tema enclave.

Please contact our sales executives for these details

Nestas Homes offers a flexible payment plan for smooth journey to reaching your dream home.

• By self-finance: You do at least a deposit of 20% with remaining balance spread over a period of 18 months upon singing contract.
• By Mortgage finance: You do deposit initial payment between 20%-30% and the bank finance the rest for you.

This depends on the payment options signed up for. However, the expected delivery ranges from 3 months to 12 months.

Yes, Nestas Homes allows homeowners to rent out their properties, subject to certain terms and conditions.

Nestas Homes provides regular maintenance and upkeep services, including:

• Cleaning and maintenance of common areas
• Repairs and maintenance of individual homes
• Landscaping and gardening services
• 24 Hour Security Services

Nestas Homes is part of a large corporate family that includes Estate Masters, Hanex Weks and Dwellys and also holds membership with GREDA (Ghana Real Estate Developers Association) demonstrating our commitment to industry collaboration and excellence.

You can contact Nestas Homes through our website, phone, or email:

Contact details:

053 101 4440

053 101 4447

053 1022-904